Summer can look busy from the outside and feel tight in the bank account. For many small businesses, the warmer months are either really busy or really slow depending on your industry. At the same time, sometimes starting as early as late October, the country starts going into summer mode and things can slow down dramatically. December through February can be one of the hardest periods for cashflow. Customers slow their payments. Finance teams & other professional services sh

Thinking about rewarding your team or saying thanks to a loyal customer with a gift card? Recent IRD guidance has clarified exactly how these gestures are treated for tax purposes - and the small details really matter.

Understanding what you're being charged for (and whether it's the right fit for your business) can save you stress - and money.